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Literature review on electronic banking system

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Competition is the pushing force for the introduction of e-banking. Ziqi Liao and Michael Tow Cheung, E-banking is delivery of new and traditional banking products and services straight to customers using electronic, interactive communication channels using computers. At a fundamental point, E-banking means setting up of a web page by a bank to provide information about its products and services their features, advantages, disadvantages, prices , duration and other details.

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This research project examined the impact of Electronic banking on the performance of banking in Nigeria with special reference to Eco Bank Plc. The research discussed existing literatures on electronic banking and the history of electronic banking in Nigeria. It also identified the various electronic banking systems and further evaluate the threats associated with electronic banking in Nigeria. Three hypotheses were formulated and tested for the purpose of this research.

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Many financial institutions are operating in every country. The bank is a one of the financial institution. But it differs from other firm because the bank collects money from customer as a deposit and gives money to customer as a loan.
Visit for more related articles at Journal of Internet Banking and Commerce. Retail electronic payment system has progressed in the recent years in various countries. We find that India is no exception. Reserve Bank in its Vision statement has set the objective to proactively promote electronic payments with an objective towards less cash society. The formation of National Payments Corporation NPCI in the year has set the stage for development of retail electronic payments which offers enormous opportunity to move towards cashless and less cash society.
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